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Jesús Fernández-Villaverde published a detailed post demonstrating that early market downturns during retirement cause most portfolios to deplete under the 4% withdrawal rule, even with a conservative 20/80 stock-bond allocation. The analysis uses historical data from 1991-2024 cohorts simulated to 2075, showing 32 of 34 cohorts run out of money before 2075, with only those retiring in 1991 and 1995 surviving due to early bull markets.

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Petro argued that drug trafficking networks are led from places like Dubai, Miami, and Spain, with profits funneled into international banks and U.S. real estate, leaving Colombia with the bloodshed. He criticized former U.S. President Donald Trump for calling Colombia a 'sick' nation tied to cocaine sales and called for nationwide protests on January 7 to defend sovereignty, which drew peaceful crowds in Bogotá despite U.S. embassy warnings. The exchange highlights strained ties after a U.S. raid captured Venezuelan leader Nicolás Maduro, even as both countries continue counternarcotics cooperation.

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At a military ceremony, Colombian President Gustavo Petro pointed to luxurious hideouts in Dubai and Miami, saying Colombia bears the violence while kingpins stash profits abroad.

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Puerto Rican singer Jay Torres became the sixth contestant eliminated from La Casa de los Famosos Colombia 3 after public votes from the placa de nominados, which included Beba de la Cruz, Manuela Gómez, Maiker, Alejandro Estrada, Eidevin López, and Juan Palau. Before results, a controversial remark from Juana sparked confrontations among male housemates, turning dinner into drama. Jay shared emotional goodbyes, especially with Eidevin, then nominated Campanita in payback, leaving fans focused on rising stars like Eidevin and shifting house alliances.

Key Takeaway

Tensions exploded inside the house as Jay Torres faced elimination, leading to heated arguments over shady comments and tearful hugs with ally Eidevin López.

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The reforms allow companies to extend shifts to 12 hours using 'hour banks' for time off instead of overtime pay, cut severance payouts, limit strikes in key sectors, and permit partial wages in goods or foreign currency. Clashes erupted in Buenos Aires with tear gas and rubber bullets, as unions like the CGT decried the moves and called a general strike. A false claim about 12-year jail terms for 'anti-Semitism' spread online but stems from unpassed proposals, while Milei argues the changes will attract investment to an inflation-hit economy. The bill now goes to the Chamber of Deputies, where his allies hold a narrow majority.

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Protesters hurled stones and furniture at police outside Congress as senators voted 42-30 to approve President Javier Milei's labor changes on February 12.

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Brazil will face Egypt in a pre-2026 FIFA World Cup friendly match at Huntington Bank Field in Cleveland, Ohio. The game is part of the Road to '26 series.

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Manchester City came from behind to beat Liverpool 2-1 on Sunday, with Silva nodding home Matheus Nunes' cross in the 83rd minute before Erling Haaland's stoppage-time penalty secured the win—their first league double over Liverpool since 1937. Pep Guardiola praised Silva's influence, noting his tireless pressing (8km per game) and positional versatility as City's heartbeat all season. Fans hailed him as irreplaceable amid reports of his contract expiring in June 2026, with Juventus and Inter Miami interested and no extension talks underway. The result narrowed Arsenal's lead to three points, as Silva vowed to fight for every title.

Key Takeaway

With Manchester City trailing at Anfield, Bernardo Silva timed his run perfectly to head in the equalizer, then led the charge for a dramatic turnaround.

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St. Louis CITY SC launched its bold new away kit honoring Tina Turner, who built her legendary career in the city after moving there as a teen and performing in local clubs. The metallic gold design features black sponsor accents, her iconic silhouette on the tag, and pairs with events like a February 15 symphony tribute concert, a pop-up shop with memorabilia through February 20, and Tina Turner Night at Energizer Park on August 22. Proceeds support youth music programs, though some fans debate the gold color's fit with team traditions.

Key Takeaway

Picture a shimmering gold soccer jersey channeling Tina Turner's unstoppable stage energy, complete with her silhouette and signature etched in fiery red.

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St. Louis CITY SC launched its bold new away kit honoring Tina Turner, who built her legendary career in the city after moving there as a teen and performing in local clubs. The metallic gold design features black sponsor accents, her iconic silhouette on the tag, and pairs with events like a February 15 symphony tribute concert, a pop-up shop with memorabilia through February 20, and Tina Turner Night at Energizer Park on August 22. Proceeds support youth music programs, though some fans debate the gold color's fit with team traditions.

Key Takeaway

Picture a shimmering gold soccer jersey channeling Tina Turner's unstoppable stage energy, complete with her silhouette and signature etched in fiery red.

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Chivas secured a 1-0 victory over Club América in Saturday's Liga MX Clausura 2026 El Clásico Nacional at Estadio Akron, thanks to González's decisive goal from a perfect pass past keeper Luis Malagón. The Guadalajara side dominated possession and chances under coach Gabriel Milito, with Raúl Rangel solid in goal and Eduardo Álvarez tormenting the defense, extending their perfect start to six straight wins and 18 points atop the table. América managed just two shots on target in a flat showing, ending Chivas' long winless streak against them at Akron amid wild celebrations from the Rebaño Sagrado.

Key Takeaway

With 40,000 fans turning Estadio Akron into a red-and-white cauldron, Armando 'La Hormiga' González struck in the 69th minute to silence rivals Club América.

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Joule Sullivan criticized Paraguay's service and infrastructure after one day, praising Dubai's superior options despite higher costs. Others countered that Paraguay excels as a low-effort tax residency with zero tax on foreign income, needing just a few days initially and no minimum stay to maintain it—ideal for nomads who don't live there full-time. Dubai offers similar tax perks and vibrant amenities via Golden Visas, but Paraguay wins on cheap setup under $2,000, while preferences split between glitz and pure tax strategy.

Key Takeaway

A traveler's harsh first impression of Paraguay as a 'ghetto' compared to Dubai sparked candid talk about what really matters for tax-smart expats.

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Dutch club Feyenoord relocated their training to their base in Tubize, Belgium, approximately 137km from Rotterdam, to allow new signing Raheem Sterling to gel with his teammates as quickly as possible. Coach Robin van Persie confirmed the decision.

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Dutch club Feyenoord relocated their training to their base in Tubize, Belgium, approximately 137km from Rotterdam, to allow new signing Raheem Sterling to gel with his teammates as quickly as possible. Coach Robin van Persie confirmed the decision.

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